Ourisman Mazda of Rockville Finance Center
- Ourisman Mazda of Rockville -
Mazda Financing and Auto Loans in Rockville, MD
Finance a new Mazda or used vehicle through Mazda Financial Services and our network of banks and credit unions. Get pre-qualified or apply online, then finish at 801 Rockville Pike.
Get Pre-Qualified Apply for FinancingYour Mazda Finance Department in Rockville
Ourisman Mazda of Rockville arranges financing on new Mazdas and used vehicles through Mazda Financial Services and a network of banks and credit unions. Our finance department compares what lenders offer for your situation and lays out the options side by side, so you can choose the loan term, down payment and monthly payment that fit your budget.
You can get pre-qualified or apply online before you visit our dealership at 801 Rockville Pike, and we help drivers from Rockville, Bethesda, Potomac, Gaithersburg, Germantown, Silver Spring and across Montgomery County and Washington, D.C.
Get Pre-Qualified Apply for Financing Mazda Finance OffersMazda's own finance brand
Banks and credit unions
One finance team for all three
From 3,181 Google reviews [1]
How Financing a Mazda Works
1. Choose your vehicle
Pick a Mazda or used vehicle, or narrow it down to a few candidates.
2. Pre-qualify or apply
Start online from home, or complete the application with our finance team in person.
3. Compare offers
We review what Mazda Financial Services and our other lenders offer and walk you through rates, terms and payments.
4. Sign and drive
Choose your term and down payment, finalize the paperwork and drive home in your Mazda.
What Is Mazda Financial Services?
Mazda Financial Services (MFS) is the finance brand for new and used Mazda loans and leases in the U.S. It launched in 2020 and is provided by Toyota Motor Credit Corporation under an agreement with Mazda North American Operations. Retail and lease accounts through Mazda Financial Services are subject to credit approval. [2]
Mazda Financial Services is also where Mazda's special APR and lease programs come from. Mazda finance offers change regularly and vary by model, so check our current specials for the Mazda you're considering, such as the CX-5, CX-30 or CX-50.
Current Mazda Finance Offers Shop New Mazda InventoryWhat Affects Your Auto Loan Rate and Monthly Payment
Your rate and approval depend on several factors together: credit history, income and employment, existing debt, down payment and the vehicle itself. Your monthly payment comes from the vehicle price, your down payment and trade-in value, the loan term and the rate you're approved for.
Loan term. Shorter terms usually mean lower rates and less interest overall. Longer terms lower the monthly payment but cost more over the life of the loan.
Down payment. A larger down payment reduces the amount you finance and your monthly payment. There's no single required amount.
We work with a wide range of buyers, including first-time buyers, but no legitimate lender can promise approval for every situation. What we can do is show you what's realistically available and let you choose.
Get Pre-QualifiedNew, Used, Refinance or Lease
New Mazda financing. New Mazdas may qualify for special APR offers through Mazda Financial Services when available, alongside offers from our other lenders.
Used vehicle financing. We finance used vehicles across nearly every make on our lot, not just used Mazdas.
Refinancing. If your current auto loan isn't working for you, our finance team can review your terms and discuss whether refinancing makes sense.
Leasing. A lease usually means a lower monthly payment and a new Mazda every few years, with an annual mileage allowance. Financing costs more per month, but there are no mileage limits and you own the vehicle once it's paid off. Our team can show you both on the same Mazda.
Shop Used Inventory Lease and Finance OffersAuto Loans in Maryland
If you're comparing car loans in Maryland, financing through a dealership gives you several lenders at once, including Mazda Financial Services, banks and credit unions, instead of one quote at a time. Our finance team handles the paperwork and Maryland titling for your purchase, so the loan and the vehicle come together in one visit.
Ourisman Mazda of Rockville is about 15 minutes from Bethesda, Gaithersburg and Silver Spring and about 20 minutes from Germantown, so it's easy to pre-qualify online, then stop by to finalize your loan in person.
Get Pre-Qualified Get DirectionsTrading In Toward Your Next Mazda
Your trade-in can reduce the amount you finance. Get an estimated value online, and our team will confirm it in person. If you still owe money on your current vehicle, the remaining balance can often be handled as part of your new financing, subject to lender approval. [3]
In Maryland, the vehicle excise (titling) tax is generally calculated on the purchase price after your trade-in allowance, which can lower the tax you pay. Our finance department can confirm how it applies to your purchase. [4]
Value Your TradeOurisman Promise Price: No Hidden Fees
Financing starts with a clear price. When you find an eligible vehicle in our inventory, the Ourisman Promise Price shows the advertised price up front, and it includes freight and the dealer processing charge.
Taxes, title and registration/tag fees are not included. See the individual vehicle listing for the most accurate price and equipment information.
Talk With Our Finance Team in Rockville
801 Rockville Pike, Rockville, MD 20852
Sales: (240) 512-8209 · Service: (240) 618-2932 · Parts: (240) 410-1524
Google rating: 4.3 stars from 3,181 reviews [1]
Apply for Financing Contact Us
Serving Rockville, Bethesda, Potomac, Wheaton, Aspen Hill, Gaithersburg, Germantown, Silver Spring and Washington, D.C. Meet our executive team.
Mazda Financing FAQs
How do I finance a Mazda in Rockville, MD?
Choose your vehicle, then get pre-qualified or apply for financing online or in person at Ourisman Mazda of Rockville, 801 Rockville Pike. Our finance team compares offers from Mazda Financial Services and other lenders and walks you through rates, terms and payments.
What is Mazda Financial Services?
Mazda Financial Services (MFS) is the finance brand for Mazda loans and leases in the U.S. It launched in 2020 and is provided by Toyota Motor Credit Corporation under an agreement with Mazda North American Operations. Accounts are subject to credit approval. [2]
Where can I find Mazda finance offers?
Mazda special APR and lease offers come through Mazda Financial Services and change regularly by model. See our current specials page for today's Mazda finance offers.
Where can I get a car loan in Maryland?
Ourisman Mazda of Rockville arranges auto loans for Maryland buyers through Mazda Financial Services and a network of banks and credit unions, at 801 Rockville Pike. You can get pre-qualified online, and the dealership is about 15 minutes from Bethesda, Gaithersburg and Silver Spring and about 20 minutes from Germantown.
Can I get an auto loan in Rockville for a used car?
Yes. Ourisman Mazda of Rockville finances used vehicles across nearly every make on our lot, not just new Mazdas.
Do you work with banks and credit unions?
Yes. In addition to Mazda Financial Services, our finance department works with a network of banks and credit unions to compare options for your situation.
Can I refinance my current auto loan?
In many cases, yes. Our finance team can review your current loan terms and discuss whether refinancing makes sense for you.
Does everyone qualify for financing?
We work with a wide range of buyers, including first-time buyers, but no legitimate lender can promise approval for every situation. Our finance team will show you what's realistically available.
How much of a down payment do I need?
There's no single required amount. A larger down payment lowers the amount you finance and your monthly payment, so choose what fits your budget.
What determines my monthly car payment?
Your monthly payment depends on the vehicle price, your down payment and trade-in value, the loan term and the interest rate you're approved for.
Should I lease or finance a Mazda?
Leasing usually means a lower monthly payment and a new Mazda every few years, with a mileage limit. Financing costs more per month, but has no mileage limits and you own the vehicle once it's paid off.
Can I trade in a car I still owe money on?
Often, yes. The remaining balance can often be handled as part of your new financing, subject to lender approval. Our finance team will walk you through the details. [3]
Does a trade-in reduce sales tax in Maryland?
Generally, yes. In Maryland, the vehicle excise (titling) tax is generally calculated on the purchase price after your trade-in allowance. Our finance department can confirm how it applies to your purchase. [4]
Can I complete financing online?
Much of it. You can get pre-qualified and submit a finance application online, and final paperwork is typically completed in person at the dealership.
Do you help buyers from Washington, D.C. and Montgomery County?
Yes. Ourisman Mazda of Rockville helps buyers from Rockville, Bethesda, Potomac, Wheaton, Gaithersburg, Germantown, Silver Spring and Washington, D.C.
What is the Ourisman Promise Price?
The Ourisman Promise Price is the advertised price on eligible vehicles at Ourisman Mazda of Rockville, with no hidden fees. It includes freight and the dealer processing charge. Taxes, title and registration/tag fees are not included.
What are Ourisman Mazda of Rockville's phone numbers?
Sales: (240) 512-8209. Service: (240) 618-2932. Parts: (240) 410-1524.
Disclaimer
- Google rating and review count as of September 29, 2026.
- The trade name Mazda Financial Services and the Mazda Financial Services logos are owned by Mazda Motor Corporation or its affiliates and licensed to Toyota Motor Credit Corporation (TMCC). Retail accounts and leases through Mazda Financial Services are subject to credit approval by TMCC or its affiliates.
- Trade-in values are estimates and subject to in-person inspection. Including a remaining loan balance in new financing is subject to lender approval and increases the amount financed.
- Tax treatment of trade-ins varies by state and individual circumstances and is subject to change. This information is general and is not tax advice. See our finance department for details that apply to your purchase.
All financing is subject to credit approval. Not all buyers will qualify. Pre-qualification does not guarantee approval or specific terms. Rates and terms vary based on creditworthiness, vehicle, term and down payment. The Ourisman Promise Price includes freight and the dealer processing charge. Taxes, title and registration/tag fees are not included. See dealer for details.